Sued for debt?
You have come to the right place.
Serving the Entire State of Texas
If you found your way to this web page then you are probably being sued by a credit card company or debt collection agency. Many lenders file lawsuits in the state of Texas to collect debt.
Being sued is a scary, nerve-wracking experience. Most people have no experience with the court system, so there are a lot of unknowns. We may be able to help you with this situation, but you have to act quickly.
Don’t ignore the problem.
Ignoring the problem won’t make it go away. If you ignore the lawsuit, then the plaintiff (the person suing you) may get a default judgment. A default judgment is a court order that says that the person suing you wins automatically because you failed to respond to the lawsuit. Having a judgment against you is a very bad thing. Judgment problems include:
- Clouding title on your homestead.
- Garnishment of your bank accounts.
- Seizure of your non-exempt property.
- Reporting the judgment to the credit bureaus.
So what can you do?
A large percentage of defendants who are sued ignore the lawsuit, and as a result, the plaintiff may win automatically. Hiring an attorney to represent you greatly increases your chances of a successful outcome in this matter.
What happens if you fight the lawsuit?
Many people sued by debt collectors do not hire an attorney. The plaintiff knows this and is hoping you do not hire an attorney and fight the lawsuit. If you do nothing then they win. If you hire an attorney:
- The plaintiff may dismiss the lawsuit before trial.
- The plaintiff may offer to settle the lawsuit for significantly less than the amount listed in the lawsuit.
But isn’t hiring an attorney expensive?
We charge a simple flat fee for credit card lawsuit defense. This means you will not have to pay an hourly rate and there will be no surprises about the cost of defending your lawsuit. We offer free consultations to discuss your situation and affordable payments plans with low monthly payments.
Call now for a free consultation.
By now I am sure you have a lot of questions. We offer free consultations and affordable payment plans. Please call us at 800-296-9127 to find out how we can help.